Compliance-Ready AI for Regulated Financial Services
Purpose-built for RBI-regulated entities and fintech innovators — security, compliance, and scale built in from day one.
Instant Loan Processing AI
AI extracts and analyses documents — ITR, bank statements, salary slips, CIBIL reports — in minutes. Automated credit scoring, risk assessment, and approval recommendation. Reduce loan disbursement time from 7 days to 4 hours for standard cases.
KYC & Onboarding Automation
End-to-end digital KYC — Aadhaar, PAN, video KYC, face match, and liveness detection. Automated CKYC upload and verification. Reduce onboarding time from 3 days to 15 minutes while maintaining full RBI compliance.
AI Collections & Recovery
Intelligent collections AI that calls, WhatsApps, and emails borrowers with personalised payment reminders — adjusting tone and frequency based on DPD bucket and customer risk profile. Increase collections efficiency by 35% without adding recovery agents.
Fraud Detection AI
Real-time transaction monitoring AI that flags suspicious patterns — velocity checks, device fingerprinting, behavioural anomalies. Catch fraud before it completes. Reduce fraud losses by 60–70% vs rule-based systems.
Credit Scoring AI
AI credit scoring using alternative data — GST returns, account aggregator data, social signals, and transaction patterns. Enable lending to underbanked segments who lack traditional credit history. Expand your addressable market significantly.
WhatsApp Banking AI
Customers check balance, last 5 transactions, upcoming EMIs, and raise service requests via WhatsApp. AI handles 85% of all banking service queries without a call centre agent. Available 24/7 in Hindi, English, and regional languages.
Insurance AI — Claims & Sales
Automated FNOL (First Notice of Loss) intake, claims status updates, document collection, and settlement tracking for insurers. For sales: AI agents qualify prospects, explain policies, and guide purchase on WhatsApp.
Regulatory Reporting AI
Automated generation of RBI regulatory reports, CIBIL data submissions, IRDAI compliance filings, and MIS reports from operational data. Compliance teams reclaim days of manual effort every month.
Core Banking Integration
Seamless API integration with Finacle, Temenos, Oracle FLEXCUBE, and major CBS platforms. AI layer sits on top of your existing core banking — no system replacement required.
BFSI AI: The Numbers That Matter
Benchmarked results from MNB Research financial services clients
Real Results, Real Businesses
See how businesses like yours transformed with MNB Research AI solutions
Loan processing took 6–8 days due to manual document review. AI document extraction and automated credit scoring reduced standard personal loan processing to 4 hours. Disbursals tripled without adding credit team headcount.
AI collections system — WhatsApp reminders, voice calls, and personalised repayment plans — improved collection efficiency from 78% to 91% across a portfolio of 48,000 active borrowers. NPAs reduced from 8.2% to 4.1%.
Manual KYC was taking 2–3 business days and creating a 34% drop-off in applicant funnel. AI-powered digital KYC reduced completion to 15 minutes. Drop-off fell to 8%. Monthly disbursals grew from ₹4.2Cr to ₹11.8Cr.
Accelerate Your Financial Services with AI
Book a compliance-aware consultation with our BFSI AI specialists. We'll map your current workflows, identify the highest-impact automation opportunities, and ensure everything stays RBI/IRDAI compliant.
📅 Book Free Demo — It's Free💬 WhatsApp Now✅ No commitment • ✅ 30-min strategy call • ✅ Custom ROI report