AI for Rural FinTech & Financial Inclusion
Bringing intelligent credit, KYC, and collection tools to MFIs, cooperative banks, and rural BNPL platforms — MNB Research makes financial inclusion scalable.
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Rural FinTech Solutions
Alternative Credit Scoring
ML models using utility, telco, and agri data to generate credit scores for thin-file rural borrowers.
AI-Powered KYC
Vernacular OCR and face-match for fast, compliant onboarding in low-connectivity rural areas.
Collection Intelligence
AI to predict delinquency risk and schedule personalised collection outreach before defaults occur.
Loan Origination Automation
End-to-end digital loan journey — application to disbursal — in under 24 hours for rural applicants.
Case Study — MFI Expands Portfolio 40% with AI Credit
A Bihar-based MFI adopted MNB Research's alternative credit scoring, growing their qualified borrower pool by 40% without increasing NPAs — enabling deeper rural penetration.